Make Every UPI Scan Count. Create Your Free UPI QR Today.
UPI QRKY QR Code. Built Around Your Business.
Same UPI Payments. A QR Code Built for Modern Brands.
Generate Free UPI QR Code
Turn a UPI payment or a website link into a graphical QR that still scans — on your own photo
Create your graphical QR
We read the payment details straight out of the code, in your browser, and fill the form below for you.
Advanced / endpoints
Free UPI QR for Every Modern Entrepreneur
From solo founders to full-fledged retail chains, QRKY UPI QR works for every modern business that runs on UPI transactions.
Three Uploads, One Branded UPI QR Code
1
Upload your UPI QR
The one you already use to collect payments.
2
Upload your image
The photo, logo, or design you want on the QR.
3
Enter your merchant name
It appears under the QR, above your VPA.
Why QRKY
A QR Code That Doesn't Look Like a QR Code
Traditional UPI QR codes
- The same plain black-and-white square as every other counter.
- Nothing about it says which business it belongs to.
- Once printed, it's stuck looking exactly the same.
VS
QRKY UPI QR Codes
- “Scan & Pay” at the top
- Your QR code is placed front and centre
- Your merchant name and VPA are at the bottom
- BHIM and UPI logos, because they are a must
Used and Trusted
Proven across industries and environments
Why Choose QRKY for your UPI QR?
Every UPI payment touchpoint, i.e, your counter, your standee, your delivery box, is prime brand real estate that most businesses leave blank. With QRKY, that everyday payment touchpoint becomes part of your brand. No change to your VPA, no changes to your bank account, just a QR that finally looks like it belongs to your business.
FAQs
Are the QRKY UPI QRs free?
You can make UPI QRs using QRKY completely for free. Follow the steps given above, and you’ll get a UPI QR with a tiny QRKY watermark. There are no hidden charges or subscriptions involved.
Is my UPI QR safe to upload?
Your UPI QR carries the payment details that you already share when someone scans it. QRKY does not change your VPA, store your banking information, or route payments. We simply place your existing QR inside a new design.
Will my old UPI QR still work?
Of course. Your old UPI QR keeps working exactly as before. QRKY just provides the same QR in a different design. There is no change in how the QR scans, connects, or processes payments.
Can I make more than one QRKY UPI QR or change the QR image later?
You can create a new QRKY UPI QR anytime you want, whether it is a fresh design, different image, or updated merchant name. There is no limit on how many QRs you generate, so you can update your QRKY UPI QR whenever you want.
What file formats work best for my custom image?
Use PNG for a transparent background or JPG for images with a solid background. Ensure the image is at least 300 x 300 pixels for crisp output at 300 DPI.
Is MDR applicable to UPI transactions?
Yes. From 15 October 2026, a Merchant Discount Rate (MDR) of 0.4% will apply to specified UPI person-to-merchant (P2M) transactions exceeding ₹2,000. Payments between individuals will remain free. Merchant payments up to ₹2,000 and transactions covered by the small-merchant exemption will also remain free of MDR.
From when will MDR be applicable on UPI?
The revised MDR framework will take effect on 15 October 2026. From this date, a 0.4% MDR will apply to specified merchant UPI transactions above ₹2,000. The framework also provides exemptions for eligible small merchants and certain transaction categories. Person-to-person UPI payments will continue to remain free.
How much will be charged as MDR on UPI transactions?
The standard MDR rate will be 0.4% on specified merchant UPI transactions exceeding ₹2,000. For transactions of ₹75,000 or more, the MDR will be capped at ₹300 per transaction. Certain essential-sector transactions will attract a flat ₹5 fee, while capital market transactions will carry a 0.02% MDR, capped at ₹300.
Will I need to pay MDR as a business that accepts UPI payments?
It depends on your transaction value and merchant category. From 15 October 2026, specified merchant transactions above ₹2,000 will attract MDR. However, eligible small merchants receiving up to ₹1 lakh per month through UPI QR codes will remain exempt. The standard rate is 0.4%, subject to applicable exemptions and caps.
Ready to Print UPI QRs
Download your sticker at 300 DPI. UPI QRs are sharp enough for print, whether that’s your counter, your billing desk, or a delivery box.
